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Ohio Business Owners Beware: Cognovit Note? You Better Ask Somebody.

by Ambrose Moses, III

A promissory note is a written promise to pay money that one person (the “maker”) gives to another (the “payee”).  A cognovit note is a promissory note in which the maker acknowledges a debt with the understanding that, if the debt is not repaid, a court may order a judgment against the maker without the [...]

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The Art of Money Getting – 3/3

by Ambrose Moses, III

The Art of Money Getting   In 1880, P.T. Barnum wrote: (con’t) Young lads regret that they are not men; they would like to go to bed boys and wake up men; and to accomplish this they copy the bad habits of their seniors. Little Tommy and Johnny see their fathers or uncles smoke a [...]

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The Art of Money Getting – 2/3

by Ambrose Moses, III

The Art of Money Getting   In 1880, P.T. Barnum wrote: (con’t) True economy consists in always making the income exceed the out-go. Wear the old clothes a little longer if necessary; dispense with the new pair of gloves; mend the old dress; live on plainer food if need be; so that, under all circumstances, [...]

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The Art of Money Getting – 1/3

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The Art of Money Getting   In 1880, P.T. Barnum wrote: In the United States, where we have more land than people, it is not at all difficult for persons in good health to make money. In this comparatively new field there are so many avenues of success open, so many vocations which are not [...]

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The Racial Wealth Gap: What Is It And What Are We Going To Do?

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Last week, we talked about Fighting Words.  Remember? We talked about the Declaration of Independence and “life, liberty, and the pursuit of happiness”. Well, since then, the Pew Research Center released a startling and sobering new study stating that the median wealth of White households is now 20 times that of Black households, and 18 [...]

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The Black-White Wealth Gap and Entrepreneurship

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Reverand Al Sharpton wrote on the issue. The Pew Research Center’s new study stating that the median wealth of White households is now 20 times that of Black households, and 18 times that of Latino households.  

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Fighting Words for Independence Day

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As we approach July 4th and prepare to celebrate the Declaration of Independence, I wanted to share a few words that were written many years ago by some men who were about to get out in the streets and fight the power.  (We will hold our discussion of their views towards women, Blacks, and the [...]

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My Daddy Said . . .

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  Each year we celebrate Father’s Day.  So, I want to give a shout out to the fathers out there who are making things happen.  Fatherhood is important, fun, scary, and often times challenging.  I have been blessed with three beautiful children. There are some things that my children absolutely know. . . .They are [...]

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